No-Fault Benefits Lawyer

In the state of Minnesota, insured drivers are required to carry Personal Injury Protection (PIP), or no-fault insurance. This unique policy is able to assist you if you are injured in a car accident, even as a pedestrian, cyclist or passenger. If you carry auto-insurance in the state of Minnesota, it will include PIP. Even if you do not carry insurance on your own vehicle, you may be entitled to receive no-fault benefits. Call our office at 651-288-2844 to find out more about these situations.

What The Benefits Include

No matter who caused the accident, you may have no-fault benefits available to you. No-fault insurance coverage pays for medical treatment and wage loss that are reasonable, necessary and related to the car crash.

1. Medical benefits: $20,000 per person available to pay for the following, including, but is not limited to:

  • Ambulance
  • Emergency room or urgent care
  • Physical therapy
  • Surgery
  • Massage
  • Injections
  • Chiropractic
  • Acupuncture
  • Mileage and transportation costs or mileage to and from treatment

2. Wage loss, replacement/essential services, death benefits: $20,000 per person available for:

  • Wage loss: 85 percent of lost gross income up to $250 per week. Includes reimbursement for used vacation or sick pay as well as time lost for treatment.
  • Replacement/essential services: Up to $200 per week to cover household tasks that the primary homemaker can no longer complete. The nonprimary homemaker can also make a claim under this category but typically would need to have someone else perform the tasks in place of the injured person.
  • Death benefits: Up to $200 per week for lost wages and replacement services. $2,000 for funeral costs.

Individual Advice

State Minimums are noted above. If you have elected stacking of your policies, you may have additional coverage available to you in the categories noted above. If you have more than one policy of auto insurance with the same company, the company must offer stacking. In these circumstances, it is important to seek out a no-fault benefits attorney with experience in a variety of motor vehicle accident cases. Call our office at 651-288-2844 to speak to a lawyer with a history of assisting clients with no-fault liability claims.

If the other person in your accident was at fault, you may be able to file a liability claim against his or her insurance company in order to collect the damages you are owed. If you or your loved one's injury has resulted in a permanent disfigurement, short- or long-term disability, death or high expenses for care, the costs are often extraordinarily high and filing a claim in such situations is not uncommon.

Experienced Hands

We understand the unique process involved in filing a no-fault insurance claim in Minnesota. Don't take chances with your coverage by trying to handle the paperwork with the insurance company alone. Contact our office near Woodbury to schedule a free consultation to discuss your case, and how our personal injury attorney can help.